Now in Lisbon, Madrid, Amsterdam and 4 more cities

Own your life.
Don't just rent it.

Rent a home in any of our seven European cities and part of every payment becomes equity you keep, even when you move. We also set up your doctor, gym, transport, phone and banking before you land, and our AI copilot keeps it all running.

We'll get in touch personally. No newsletters.

Your home in Lisbon
2-bed in Príncipe Real · moved in July 2025
Equity moves with you
Rent this month€1,900
Added to your equity+€285
Your equity so far€4,275
Your services
All set up
Virgin ActiveGym · all Lisbon clubsActive
Mercedes-BenzCar lease · A-ClassActive
Phone + home fibre1 Gbps · EU roamingActive
Private GPAnnual check-up14 Apr
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How it works

Tell us where you're going and what you need. We do the rest.

Pick your city

Choose from our seven cities. More are coming in 2027.

Choose what you need

Health, fitness, transport, food, phone. Add or drop anything, any month.

We set it up

Everything is ready within 48 hours, usually before you arrive.

Move again whenever

Tell the copilot where you're going next. Your Bundle moves with you.

Why we built it

Weeks of setup, every time

New doctor, new gym contract, new phone plan, new transport card. In a language you might not speak yet.

Banks don't understand your income

Freelance invoices, foreign clients and platform payouts don't look like a payslip, so lenders say no or ask for two years of local history.

Rent leaves you with nothing

You pay a deposit you may not get back and years of rent with nothing to show for it when you leave.

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Two pieces of AI do the heavy lifting

One handles your day-to-day admin. The other gets you approved for a home when a bank wouldn't.

Life Copilot · included in every plan

Your admin, done for you

It knows your city, your services and your calendar. Ask it something in plain language and it takes care of it.

  • Handles registrations, tax IDs and residence paperwork, with deadlines tracked for each city
  • Books and reschedules your GP, dentist, physio and classes
  • Spots renewals and price rises, and moves you to a better deal
  • Plans your next move: dates, housing, transfers
My gym membership renews next week, is it still worth it?
You've been 3 times this month. The Bundle partner gym near you is €22 cheaper and has the BJJ classes you booked twice. Switch from the 1st?
AI Underwriting · powers Bundle Mortgage

Approved on what you actually earn

Freelancers, founders, gig workers and expats often get turned down because their income doesn't fit a payslip, not because they're risky. Our model reads the real thing.

  • Reads bank statements, invoices and contracts from any country
  • Understands multi-currency income, platform payouts and seasonal work
  • Gives you a decision in minutes, with no local credit history needed
  • Updates as your income changes and follows you between cities
12 months of statements 38 invoices 3 client contracts
Income sources5 clients, 2 platforms
CurrenciesEUR, GBP, USD
Recurring income92%
Result after 4 minutesPre-qualified

Examples are illustrative. Underwriting decisions depend on eligibility checks and local regulation. We only process your documents with your consent.

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Two plans

Start with services today. Add housing when Bundle Mortgage opens.

Bundle Services

Available now

Pick the services you want. Swap them any month. No contracts.

Life Copilot

Always included. Runs your admin and everything below.

Health

GP, preventive check-ups, mental health and therapy, dental and vision

Fitness & recovery

Premium gyms, boxing and BJJ, sauna and ice bath, personal training and physio

Daily life

Public transport, car share and leasing, multi-currency banking, phone and fibre, storage between cities

Food

Healthy meal kits, chef-prepared meals, nutrition coaching

How your rent turns into equity

  1. Get pre-qualified

    Upload your statements and invoices. The AI checks your income in minutes.

  2. Pay a 10% deposit

    We hold it as collateral and return it in full when you leave.

  3. 15% of your rent builds equity

    You can see your balance grow in the app every month.

  4. Take it with you

    Move to another Bundle city and your equity moves too.

Equity per month€300
Total equity€10,800

Simple example at 15% of rent, before any change in property value. Full terms will be published before Bundle Mortgage opens.

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Seven cities, one account

Move between any of them without starting over.

LisbonPortugal
MadridSpain
BarcelonaSpain
ValenciaSpain
AmsterdamNetherlands
DublinIreland
CopenhagenDenmark
More in 2027Tell us where you want to go
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Questions

Who is Bundle for?

People who live and work across Europe and move every year or two: remote workers, founders, freelancers and anyone relocating for work.

Do I need a local bank account or address?

No. We can set up multi-currency banking as part of your plan, and Bundle Mortgage doesn't require a local address or credit history.

How does the AI underwriting use my documents?

You choose what to share: bank statements, invoices or contracts. The model uses them to understand your income and stability. We only process them with your consent, and you can ask us to delete them at any time.

What happens to my services when I move?

Tell the copilot your new city and date. It moves what can be moved, cancels what can't, and sets up the rest so it's ready when you arrive.

Can I cancel?

Yes. Bundle Services has no lock-in. You can add, swap or drop services any month.

When does Bundle Mortgage open?

We're opening it to people on the waitlist first. Join the waitlist and we'll share the full terms before anything is signed.